FAQs

Common Questions & Answers For Lending Money

We’re experts in the marketplace for loan products, with years of experience working with lenders across a broad range of financial products – from Complex Mortgages to Commercial Mortgages.

Many clients come to us because they have been turned down already after a direct approach to a traditional High Street lender. We have a high success rate of delivering the right lending solution.

But even if you’ve not experienced that challenge, you should still call us as we can often arrange a better deal on the finance you need, at a lower rate of interest than you may be asked to pay by the household names you might approach directly.

With a free, no-obligation initial consultation, regardless of your requirement, there’s no reason not to call us on 01738 583008 and find out how we can help today.

Additionally, we are now listed on Perthshire Local, making it easier than ever for our customers to connect with us and stay up-to-date on our latest offerings.   Perthshire Local Logo - The Lending Channel now listed on Perthshire Local App

Here are the answers to some frequently asked questions. If this list doesn’t include the question you have in your mind, just ask the advisor who answers your call. We’re here to help.

Remember, the Lending Channel are members of the National Association of Commercial Finance Brokers, and we adhere to its Code of Practice, which offers you additional peace of mind.

What is a broker?
Will I be charged a fee?
Are you an independent company?
Can I get a loan if I have a poor credit rating or have been turned down elsewhere?
What if I don’t have a mortgage?
I am a professional landlord, how easy is it to get a loan for a new company set up to hold property?
We are a credit broker, not a lender and are paid a commission by our lenders, full details of this along with our fees will be detailed in the Terms of Business we issue to you.

The Lending Channel ltd is a member of the National Association of Commercial Finance Brokers (NACFB).

2/1 King James VI Business Centre, Friarton Road, Perth, PH2 8DY
Tel: 01738 583008 | Fax: 01738 500402

The Lending Channel ltd are authorised and regulated by the Financial Conduct Authority.
FCA number 626787
Company number SC334818
Data Protection Act: Z2030159

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT

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