Please call an adviser on 01738 583008

Commercial Mortgages Can Be Used On A Range Of Property Types

Commercial mortgages can be used on a wide range of property types, securing a loan to buy a:

  • Hotel and public house
  • Bed and breakfast
  • Guest house
  • Office premises
  • Retail unit – shops
  • Factory or warehouse
  • Nursing and care home
  • HMO mortgage (houses of multiple occupation)
  • Investment properties and portfolio mortgages
  • Buy to Let
  • Complex mortgages

You’ll need to be able to fund at least 25% of the property’s value, as commercial lending has suffered badly since the global financial crisis. Additional security can be used to increase the lending figure.

High Street banks are now being more restrictive with their lending criteria and lenders will only provide up to 75% loan to value (LTV). This has resulted in many SMEs not being able to refinance existing properties or purchase new ones, effectively stifling the growth or survival of some of these businesses.

As an independent commercial broker, we have partnerships already in place with a number of commercial loan providers, both on and off the High Street. You can therefore use our skills and expertise to assess your needs and identify the right lending solution very quickly.

Any applicable fees will be discussed and agreed at the outset of the application and the rate you pay will be driven by the overall strength of your application.

All enquiries are treated on a no obligation basis. So, if you would like to enquire about a commercial lending facility don’t delay, speak to one of our friendly experts today on 01738 583008.

Alternatively, please complete the contact us form and we will email you some background forms to complete, or we can call you back at a time convenient to you.

Introductions

If you are not a direct client looking for a lending solution, perhaps you are interested in introducing business to us? If so, please call now on 01738 583008 for more details, or follow the Introducers Link.

Regulated service

The Lending Channel are fully authorised by the Financial Conduct Authority (FCA) and are an accredited member of the National Association of Commercial Finance Brokers (NACFB) – the national trade body for brokers who arrange finance for businesses. It operates a professional Code of Practice, giving you complete peace of mind.

The Lending Channel are members of the National Association of Commercial Finance Brokers (NACFB).
2/1 King James VI Business Centre, Friarton Road, Perth, PH2 8DY
Tel: 01738 583008 | Fax: 01738 500402

The Lending Channel are authorised and regulated by the Financial Conduct Authority.
Company number SC334818
Data Protection Act: Z2030159

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT

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